AI-Powered Debt Recovery

Recover What You're Owed
— Automatically.

Upload your unpaid invoices. Our AI sends intelligent, escalating recovery sequences. You get paid in 30-60 days — with zero effort on your end.

Start Recovering See How It Works
15% contingency fee
No recovery, no fee
30-60 day resolution
The Problem

Unpaid invoices are bleeding American businesses dry.

$3.1T
in outstanding B2B receivables in the US every year
~30%
of SMB invoices are paid late — or never paid at all
82%
of small business failures cite cash flow as the primary cause
⚠️

Traditional collection agencies charge 30-50% commission, take 90-180 days, and damage your client relationships. DIY tools require your team to spend hours chasing payments. There's a better way.

How It Works

Three steps. Zero effort.

Recovo handles the entire recovery process — from first contact to final payment. You upload, we collect.

1

Upload Your Invoices

Drop your overdue invoices into Recovo. CSV, PDF, or connect your accounting software. Takes under 2 minutes.

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2

AI Runs Recovery

Our AI sends professional, escalating outreach — emails, letters, payment reminders — calibrated to maximize recovery while preserving relationships.

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3

You Get Paid

Funds are collected and deposited into your account. Average resolution in 30-60 days. You only pay when we recover.

Why Recovo

Collection, reimagined.

See how Recovo compares to traditional agencies and DIY collection tools.

Recovo Traditional Agency DIY SaaS Tools
Fee 15% contingency 30-50% contingency $50-200/mo subscription
Time to Resolution 30-60 days 90-180 days Depends on your effort
Client Effort Zero — fully automated Minimal (hand off accounts) High — you run it yourself
Approach Professional, relationship-preserving Often aggressive Template-based
Availability 24/7 AI — never sleeps Business hours only When you have time
Scalability Unlimited — 10 or 10,000 invoices Limited by headcount Limited by your bandwidth
Upfront Cost ✓ $0 ✗ Often requires retainer ✗ Monthly subscription
Pricing

Simple, performance-based pricing.

You only pay when we successfully recover your money. No hidden fees, no long-term contracts.

Most Popular
Contingency

No upfront cost. We eat the risk.

15%
of recovered amount — you keep 85%
  • Zero upfront cost
  • Full AI-powered recovery
  • No recovery = no fee
  • Dashboard with real-time tracking
  • Ideal for occasional collections
Get Started Free
Retainer + Contingency

For companies with recurring receivables volume.

$1-3K
/month retainer + reduced contingency rate
  • Lower contingency rate (negotiable)
  • Priority processing
  • Dedicated account manager
  • Custom escalation workflows
  • API integration available
Contact Sales
Trust & Compliance

Enterprise-grade security. Full regulatory compliance.

FDCPA Compliant

Every communication follows Fair Debt Collection Practices Act guidelines. Always professional, never harassing.

Bank-Grade Encryption

AES-256 encryption at rest, TLS 1.3 in transit. Your financial data is protected to the highest standard.

Full Audit Trail

Every action logged and timestamped. Complete transparency on what was sent, when, and to whom.

SOC 2 Ready

Built from the ground up with SOC 2 controls. Your data handling meets enterprise security standards.

Stop Losing Money to
Unpaid Invoices.

Enter your email and we'll set up your account. Upload your first batch of invoices in under 2 minutes.

You're in! We'll reach out within 24 hours to get you started.
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No credit card required. Free to start.